There are several posts about bad credit - do a search.
One thing I know you can do immediately that will help your insurance career, well, help you, well, help Chumps, is that you can join his association with no credit check even if you have real bad credit (which is worse than bad credit). He may want you to pay cash up front, but that is a small price to pay, to be able to pay the price, for admission to his prestigious organization.
I must disclose that for these solicitations to the association I do receive a nice kickback in cash, well, decent reward in the form of free months, okay, usually a nice pat on the back.
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