What Works with a Web Site & Best Quote Engine

Freddie · 04-09-2009, 11:47 PM

I have a decent domain I may decide to use. I will probably stick to instate. I may develop it to eventually sell the domain.

So what works on a web site?
1. Quoting health insurance?
2. Term or is it even worth it?
3. LTC?
4. Whole life?
5. ??? Anything else?

I have a relative who I may get licensed to do it part time. My focus will mainly be annuities, insurnace and investments.

Which quote engine? Norvax appears to be pricey.

What can each quote engine quote? Just health?

Many thanks for any input.

CHUMPS FROM OXFORD · 04-09-2009, 11:58 PM

A lot depends on your domain. What is it?

There are quote engines for both life and health. Re Norvax...wide array of prices. Check all three quote engines.

Quote · 04-10-2009, 02:52 AM

Both Quotit and Norvax are good. I went with Quotit for the pricing.

leftsided · 04-10-2009, 10:55 AM

W w w Quoteintelligence com - Multi Level Health Quoting Platform

moonlightandmargaritas · 04-10-2009, 11:05 AM

Originally Posted by leftsided

w w w Quoteintelligence com - Multi Level Health Quoting Platform

Not much value here in Florida. Put info in for a permanent health plan - came back as 104 plans available.

Of course the only choices were Assurant, Assurant and Assurant...

J-Ro · 04-12-2009, 07:18 PM

Thats not good. I guess Norvax would be the best for people in FL.....?
Is it a hassle to work w/o a quote engine?

indmedins · 04-12-2009, 10:26 PM

Originally Posted by J-Ro

Thats not good. I guess Norvax would be the best for people in FL.....?
Is it a hassle to work w/o a quote engine?

Depends on what you are trying to accomplish. If you want to rake in leads, then a quote engine will work nicely.

I work internet leads. I also have Norvax, but find myself quoting direct at the carrier's sites for the most part.

somarco · 04-13-2009, 07:36 AM

An agent can quote from almost any source and (hopefully) understand the differences in the various plan and (again, hopefully) explain those differences.

Consumers are mostly like window shoppers. They want to view plans, run rates and decide for themselves without pressure or interference by an agent.

If you just want folks who want your input, then you don't need a quote engine, just a request form. Many of those will pick your brain then go direct to the carrier, or worse, eHealth and buy once they have enough information.

But if you want to give visitors a choice in DIY or a consult, put an easy to use quote engine on your site. Many who run health insurance rates will also contact you, or allow you to contact them for advice.

healthagent · 04-13-2009, 07:44 AM

A quote engine gives people what they're looking for. I'm going to call my leads in real time anyway and I find their mood to be better when they're on my page looking at plans.

Imagine going to Price Line to search for airfare, typing in the information and getting a page that says "thank you for your request, representatives will be calling shortly." Not what you're looking for.

I've had a site with just a form to fill out and for the last year and a half I've used the quote engine. I've found everything to be smoother with the quote engine.

wfs · 04-13-2009, 11:04 AM

Quoting engines are good, as many people expect them. But they don't make the sale. Customers will just pick the cheapest quote and think that selection is the best one for them, and that's usually not the case, based on underwriting, etc... I will call them, regardless of what they picked, and then based on their answers to my questions will determine what company fits them best. If the one that they "picked" suits them, great. If not, I will suggest the company that works best for them.

Cheers!
- - - - - - - - - - - - - - - - - -
One more thing... My quote system is provided as part of my life insurance automation software, so leads are automatically fed into my CRM/Quotation/e-application system. Cool stuff. Anyway, for those of you who decide to try it once or twice, I am fine with that, just use the last name "Test" and I'm cool with that. I'll just delete the contact in my system. I know I had a hard time finding something that works the way that this works for life insurance. BTW - the system is called ALISS.

CHUMPS FROM OXFORD · 04-13-2009, 11:21 AM

I agree with Bob and John. However, the longer your site is around, the more freebies you will get. Of course...the process is a pain in the butt.

Getting as many health insurance quotes as possible definitely helps!

Online Ohio Health Insurance Quotes | Ohio Health Insurance

GreenSky · 04-13-2009, 12:20 PM

Originally Posted by CHUMPS FROM OXFORD

I agree with Bob and John. However, the longer your site is around, the more freebies you will get. Of course...the process is a pain in the but.

Perhaps you should have used "webspellingoptions" in this post.

It's pain in the butt.

Normally I would have given you a freebee but I played a terrible round of golf yesterday and I'm still in a bad mood.

Rick

Weba$$hole was used in this post.

CHUMPS FROM OXFORD · 04-13-2009, 01:37 PM

I should know better!

And I'm in a HORRIBLE mood after giving away the NCAA Div 1 Hockey National Championship!

Spellcheck WAS used in this post!

moonlightandmargaritas · 04-13-2009, 01:53 PM

Originally Posted by GreenSky

I played a terrible round of golf yesterday and I'm still in a bad mood.

It could always be worse. Imagine how Kenny Perry must feel today...

souldeux · 04-13-2009, 02:02 PM

Originally Posted by moonlightandmargaritas

It could always be worse. Imagine how Kenny Perry must feel today...

Poor guy. That was rough to watch.

If you'd like, feel free to go check out my free quote page (I want a backlink too!) and notice what plans show up on the final page. You can filter out the crappiest of crap plans. Come to think of it, I think I still need to get CoreMed and WrongStart out of there...

CHUMPS FROM OXFORD · 04-13-2009, 02:15 PM

I took ALL of the Assurant plans out of my quote engine. If you're not careful, Assurant will show about 200 plans!

BacklinkNanny was used in this post

Freddie · 04-15-2009, 12:00 AM

Originally Posted by souldeux

Poor guy. That was rough to watch.

If you'd like, feel free to go check out my free quote page (I want a backlink too!) and notice what plans show up on the final page. You can filter out the crappiest of crap plans. Come to think of it, I think I still need to get CoreMed and WrongStart out of there...

Man - Phil tore up the front nine. Kenny is good guy and has been playing incredible golf. It was really tragic.

Just heartbreaking but the Masters is know for breeaking hearts.

somarco · 04-15-2009, 07:49 AM

Over the last few years I have done my best to cultivate clients, but that approach has cost me the low hanging fruit.

Some folks want advice, guidance, assistance while others just want to be buyers. It doesn't matter that they make poor choices and buy Saver plans or the crap Aetna 10,000 Value plan.

If I had been more flexible in the past and let the buyers who want to do it themselves go forward do so, I would have more money in the bank.

Some folks like to go in a Wal-Mart store and actually feel the merchandise while others are satisfied to shop at WM online.

Same thing here.

MarDentity · 04-15-2009, 11:22 AM

Have you Looked into "[COLOR=Red]quoteit dot net[/COLOR]"? I spoke with a gentleman named rusty over there. They were resonably priced.

No I dont work for them.
I was looking to get a quote engine before we just decided to go to traditional forms.

They said they were a bit larger than [COLOR=Red]Norvax[/COLOR]. Hersay? I dont know. Just sugestions to look into it.

CHUMPS FROM OXFORD · 04-15-2009, 03:14 PM

I didn't realize they were larger than Norvax. Regardless, Quotit seems to be a good company. Norvax too.

Gather information and get a demo for both companies and you'll be fine. Add the third company as well (I always forget the name of Mark's company)