Worried about Universal healthcare?

TheBigGuy · 08-14-2008, 07:59 PM

Has anyone thoroughly read the Candidate's proposal's for universal health care? I'm curious if this career will exist in 3 years. Its easy to say that it will never pass but what if it did?

moonlightandmargaritas · 08-14-2008, 08:05 PM

We've been down this road many times. Suggest a Forum search for relevant posts...

healthagent · 08-14-2008, 08:06 PM

Can you worry about it for me? I'm too tired

Bob_The_Insurance_Guy · 08-14-2008, 08:09 PM

First the internet was supposed to be the death knell. Now it's this.

Hey, I wonder if I can get a job in Real Estate? You know, just to fund my retirement.

healthagent · 08-14-2008, 08:12 PM

Didn't I hear in the 70's that Nevada would be shore front property due to the San Andreas fault?

healthagent · 08-14-2008, 08:12 PM

....and what about the killer bees?

TheBigGuy · 08-14-2008, 08:23 PM

There is nothing wrong with being prepared. As far as killer Bees and the San Andreas fault, I dont know, ask your local cobbler or haberdasher, careers and industries DO disappear from time to time, hopefully this is not one of them.

JSF · 08-14-2008, 08:25 PM

...and global cooling in the 70's...and global warming today?

healthagent · 08-14-2008, 08:29 PM

....so many thinks to worry about I have a tough time deciding

GreenSky · 08-14-2008, 08:36 PM

Originally Posted by healthagent

....so many thinks to worry about I have a tough time deciding

You're just an optimist. The sky really IS falling (tell henny-penny and chicken-lickin).

Rick

TXINSURANCE · 08-14-2008, 09:25 PM

Now today it appears the cold war with Russia might be restarting, which means no money for Universal Health Care.

xrac · 08-14-2008, 09:36 PM

Originally Posted by Bob_The_Insurance_Guy

First the internet was supposed to be the death knell. Now it's this.

Hey, I wonder if I can get a job in Real Estate? You know, just to fund my retirement.

If not real estate maybe mortgage lending!

healthagent · 08-14-2008, 09:46 PM

I'm looking for universal food. I came back from grocery shopping and it was over $80. I'd like a $10 copay for all the food I can stuff in my cart.

Can't the government give me free food?

Expat · 08-14-2008, 09:55 PM

Yep, the price of opossum in Maryland has sky rocketed.
Hope you picked up the bread and a six pack.

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healthagent · 08-14-2008, 09:59 PM

Gonna have to head back to the Ramen noodles

robliano · 08-17-2008, 01:22 PM

Unless the government can find a way to make insurance more profitable for themselves by implementing universal health care, then it won't happen.

Keep selling insurance, build the residual, do not worry!

healthagent · 08-17-2008, 01:32 PM

We don't need universal - we need GI - big difference. In MD if you can be underwritten for auto, fine. However if you can't be underwritten there's MAIF.

Welcome

In some states it doesn't matter how much you have. If group isn't an option and you're uninsurable that's it.

TXINSURANCE · 08-17-2008, 01:42 PM

I have said this 100 times a National Risk Pool is the answer, and subsidize with Federal funds, premium tax, etc., etc.,

It is clear the states will eventually (likely under McCain) lose control of Health Insurance. Don't think for a second that a Federal license and selling across state lines is not coming - it is.

And more likely to come with McCain than Obama, since Obama won't get anything done - he is clueless and has no solid message.

healthagent · 08-17-2008, 01:48 PM

Anyone who's been an agent for any decent amount of time know the current system is broke.

Oh - you're insurable? Great - add up 15% average annual rate increase then go 5 years out. Go 10 years out.

Rate increase have very little to do with rising medical costs and everything to do with the effects of underwriting wearing off over time and the carriers wanting a fresh block of underwritten business.

If medical costs really went up 15% annually that means new business premiums for a family of 4 ten years from now would be over $1,000 a month.

It's all kaka

healthagent · 08-17-2008, 01:49 PM

Anyone who's been an agent for any decent amount of time knows the current system is broke.

Oh - you're insurable? Great - add up 15% average annual rate increase then go 5 years out. Go 10 years out.

Rate increases have very little to do with rising medical costs and everything to do with the effects of underwriting wearing off over time and the carriers wanting a fresh block of underwritten business.

If medical costs really went up 15% annually that means new business premiums for a family of 4 ten years from now would be over $1,000 a month.

It's all kaka

I just paid $60 for a visit for my wife. My father and I were discussing it and he told me around 30 years ago he'd pay around $20.

Rising medical costs huh