Worst Insurance Company

ToeJoe · 12-08-2007, 06:45 PM

GRANGE has to be the worst Insurance Company that there is. They protect the other guy and you pay the premium to be protected.

Any other Companies like this out there?

somarco · 12-08-2007, 07:41 PM

Blue . . .

ToeJoe · 12-09-2007, 09:51 AM

You could not get any worst insurance than GRANGE.

They care less about their policyholders the only thing they care about is makeing the dollar off of them.

Do you know of any other company like this?

Insurance Phoenix · 02-26-2008, 10:00 PM

Originally Posted by ToeJoe

GRANGE has to be the worst Insurance Company that there is. They protect the other guy and you pay the premium to be protected.

Any other Companies like this out there?

Farmer's Insurance arizona auto insurance

saieddie · 02-27-2008, 09:30 AM

I don't know the worst company, but I heard Badger Mutual is the BEST!!!

arnguy · 02-27-2008, 02:57 PM

Tojo? I thought we hanged him at the end of WWII. Oops, my apologies, I see it is ToeJoe---not Tojo!

(Sorry, I couldn't resist that pun.)

norcalinsurance · 03-29-2008, 11:12 AM

Originally Posted by Insurance Phoenix

Farmer's Insurance arizona auto insurance

So how long were you with Farmers before you didn't meet your quotas and moved on?

Insurance Phoenix · 05-09-2008, 10:12 AM

Originally Posted by saieddie

I don't know the worst company, but I heard Badger Mutual is the BEST!!!

This is an old thread but I added Badger Mutual out of Milwaukee about six months ago. They are terrific. Underwriters actually make individual decisions about cases. I had one a week ago where they were declining. I called and gave my pitch and they agreed. The case was issued. Where else does that happen. Maybe it does elsewhere but not often, I assure you of that.

I can call the VP of Badger today and he will speak with me. Where else does that happen.

Bob_The_Insurance_Guy · 05-09-2008, 11:01 AM

#1 is right. Blue Cross, or, as I refer to them, The Evil Empire.

Second may be Imerica, but they're not even a real insurance company.

Insurance Phoenix · 05-10-2008, 01:04 AM

Originally Posted by norcalinsurance

So how long were you with Farmers before you didn't meet your quotas and moved on?

Sorry to hit a nerve. You must be a Farmer's agent then.

I was never a P/C agent there but have friends who were. I'm not sure if any other insurance company has as many negative blogs out there as Farmers does.

Myself, I spent over 7 years with a different captive company and had a good income but tired of the corporate changes that constantly occurred (changes in commissions for one). So I went independent.

Bob_The_Insurance_Guy · 05-10-2008, 08:38 AM

That's what I love about being independent. No quotas. I can concentrate on who has the best product for the client.

More important than winning laptops and trips to cancun with other agents is keeping business on the books, building relationships, and sleeping at night.

xrac · 05-10-2008, 08:51 AM

Originally Posted by Insurance Phoenix

This is an old thread but I added Badger Mutual out of Milwaukee about six months ago. They are terrific. Underwriters actually make individual decisions about cases. I had one a week ago where they were declining. I called and gave my pitch and they agreed. The case was issued. Where else does that happen. Maybe it does elsewhere but not often, I assure you of that.

I can call the VP of Badger today and he will speak with me. Where else does that happen.

Too bad that Badger only operates in seven (7) states but maybe that is some of the reason why they are good. I would also add that I have always been impressed in my dealings with "cheeseheads". I have received better treatment at the hands of the people of Wisconsin than any other state hands down.

Insurance Phoenix · 05-10-2008, 09:25 AM

Originally Posted by Bob_The_Insurance_Guy

That's what I love about being independent. No quotas. I can concentrate on who has the best product for the client.

More important than winning laptops and trips to cancun with other agents is keeping business on the books, building relationships, and sleeping at night.

The captive company I was with would 1099 you for your cost and the spouse. At least at companies like MetLife they pay for the agent's part. For what they 1099'd me I would have rather have had the cash and made my own plans.