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How much for a 20 year term for a 69 year old in good health for 250k
Male non smoker
Male non smoker
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How much for a 20 year term for a 69 year old in good health for 250k
Male non smoker
Protective is $3891 P+, $4517 at Preferred....no lapse guaranteed UL...21 year guarantee
Banner is 4999/yr preferred and 5667.50/yr standard plus. You could also ladder in some 10 and 15 to get your cost down.
Lincoln is only 6914.53/yr preferred for their GUL...might be worth a look (Banner 8221.50 S+)
An alternative to laddering that may work for some clients would be the Protective term that becomes a DT policy after the term period for the same premium. Down $10,000.00 Just a thought.
So 10,000 up front will get a 250k coverage for 20 years
So 10,000 up front will get a 250k coverage for 20 years
Banner has better conversion options. How about the Accelerated Death Benefit? It's included in the Banner policy, Is it included in the Protective Premium? or is it a rider?
Banner has better conversion options. How about the Accelerated Death Benefit? It's included in the Banner policy, Is it included in the Protective Premium? or is it a rider?
What is the conversation option for Banner. Convert to what's age and to what.