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(I'm a consumer-do not want to give my wife bad advice on this one.)
My wife's employment terminated mid year. (Kansas). Her 18 month COBRA eligibility period includes the entirety of 2017. She declined COBRA health coverage and went to a Marketplace plan for the balance of 2016. (I went to Medicare.)
I Kept COBRA dental and we kept the family COBRA vision plan. As a result my wife has received a COBRA election/change form which appears to give her the option of opting back into COBRA health and dental coverage for 2017. Reduction of the number of carriers and premium increases in the KS market make this an attractive option.
So is this a normal type COBRA situation-that if you decline portions of a COBRA coverage when initially eligible-but keep some of them--you can then re-elect to take them all during an annual enrollment period (up to the length of your COBRA eligibilty period based on your termination date)?
I just don't want to suggest a decision that leaves her without coverage.
Thanks.
LD
My wife's employment terminated mid year. (Kansas). Her 18 month COBRA eligibility period includes the entirety of 2017. She declined COBRA health coverage and went to a Marketplace plan for the balance of 2016. (I went to Medicare.)
I Kept COBRA dental and we kept the family COBRA vision plan. As a result my wife has received a COBRA election/change form which appears to give her the option of opting back into COBRA health and dental coverage for 2017. Reduction of the number of carriers and premium increases in the KS market make this an attractive option.
So is this a normal type COBRA situation-that if you decline portions of a COBRA coverage when initially eligible-but keep some of them--you can then re-elect to take them all during an annual enrollment period (up to the length of your COBRA eligibilty period based on your termination date)?
I just don't want to suggest a decision that leaves her without coverage.
Thanks.
LD