Have a young friend (40s) that is drawing long term disability from his job.. Does not have SS disability yet. He has several types pf autoimmune disorders.. a couple quite rare. He has been notified that his health insurance will be cancelled in July. He will be eligible for Cobra but the premium will be more than he draws. Without insurance he will not be able to pay for his medications and treatments which run into the thousands each month. Does he have any options other than cobra? Can he sign up for an ACA plan and possibly get a subsidy due to his income? Naturally he and his wife are terrified of the prospect of no insurance 6 weeks from now and need to get something in place. He talked to TennCare (Medicaid) and they said he could not qualify for coverage becasue he has coverage.