Probably is... I really think it was closer to 30 but I didn't want to be accused of exaggerating..That sounds short...
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Probably is... I really think it was closer to 30 but I didn't want to be accused of exaggerating..That sounds short...
That sounds more like an annuity app.Probably is... I really think it was closer to 30 but I didn't want to be accused of exaggerating..
If you include disclosures, buyer's guides, and all of the other deliverables (which, granted, don't require you to do anything), some are upwards of 100 pages now.That sounds more like an annuity app.
Damn. I haven't written any in a couple of years. I'm sure that you make more per page on an annuity app(most of the time).If you include disclosures, buyer's guides, and all of the other deliverables (which, granted, don't require you to do anything), some are upwards of 100 pages now.
It's indexed products (and only a few carriers) that are that long but you can still write MYGAs and SPIAs without using all of your printer ink in one shot so your point is well taken.Damn. I haven't written any in a couple of years. I'm sure that you make more per page on an annuity app(most of the time).
Honestly, I couldn't say. I pretty much only do e-apps with most companies now. Their e-app process is simple, not really any different than any other carrier from what I've seen.Do they still have a 20 page app?
AGLA is actually called AIG Partners Group now.AGLA is American General Life and Accident and they are based out of TN. At least that's where it used to be. Not sure if they changed things over the years. They have/had completely different products than American General out of Houston.
Of course I only brought this up because the OP mentioned AGLA so I'm not sure if they are talking about the captive side or AG out of Houston.
Don't beleive they have a captive side since they closed all thier district offices and terminated all the agents.AGLA is actually called AIG Partners Group now.
AGLA is the old name, same company. They have the Quality of Life (QOL) line of products with living benefits, regular AIG doesn't offer it. AIG and AIG Partners both offer indy contracts - I have no clue about their captive setup at all.
They have a “slightly” captive side, if I understand how it works. My former AGLA district manager is still an employee, but working from home. All the policies in his district (maybe an even larger area) are now his book of business to work. Apparently they kept just a handful of people like him to service the existing policies.Don't beleive they have a captive side since they closed all thier district offices and terminated all the agents.