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So we compete with Allstate all the time and recently they have been very competitive with their new "House & Home" policy. We found the following article from Bankrate regarding the roof payment schedule and the depreciation of the roof payout for hail claims.
Bankrate Article
Can you verify if this depreciation schedule applies to every House & Home policy or if it is an elective coverage/discount? I've found that most insureds have no clue what I am talking about when I bring up this coverage and would infer that the Allstate agent is not explaining it to them.
Bankrate Article
Can you verify if this depreciation schedule applies to every House & Home policy or if it is an elective coverage/discount? I've found that most insureds have no clue what I am talking about when I bring up this coverage and would infer that the Allstate agent is not explaining it to them.