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I have never had an issue with the 20%, I have over 600 with uhc and not a complaint in over 5 years from customers on this topic.
Do other companies have set amounts? Yep, do other companies have higher copays? Yep, it all comes down to the network now for my customers.
You are welcome agentjhc.
Humana typically comes in around 3rd week of August.
We have the First Look from Cigna HealthSpring (got it last month - June 23). I believe they are still waiting on CMS final approval.
I have access to the plans as well. Go to the website below and register and you can get access to all applicable sneak peaks as they arrive.