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You live in NY, if you are moving to Mich, or la. I believe they are the highest in the country. follwed by NJ, ma. NY is high on the list. Google the state averages, they had it on msn, headline's a while back. The most expense state for auto insurance, I was surprised NJ. fell a few places.
You were surcharged, because you came from NJ. (just kidding)