Newlifeagent
New Member
- 8
Can you write a life policy on someone that is in an assisted living home? 60yr old male, arthritis, elevated blood pressure, controlled with meds.
I have policies that I can write for his age, just dont know about while he is in assisted living
Thanks for any responses
I seem to remember something from my pre-licensing class that you can't write people in nursing homes, assisted living, hospitals etc.
UPDATE!... I've talked with 4 underwriters ( 2 each from 2 different companies) 3 out of 4 said definatly NO to writing a policy in an assisted living facility. The 4th said because the simplified app did not ask about the living facility, you might could "slide" it thru? Made me nervous.
I'm not writing it and I'm glad I went with my gut instinct.
Thanks for all of the responses.
I have policies that I can write for his age, just dont know about while he is in assisted living
Thanks for any responses
I seem to remember something from my pre-licensing class that you can't write people in nursing homes, assisted living, hospitals etc.
UPDATE!... I've talked with 4 underwriters ( 2 each from 2 different companies) 3 out of 4 said definatly NO to writing a policy in an assisted living facility. The 4th said because the simplified app did not ask about the living facility, you might could "slide" it thru? Made me nervous.
I'm not writing it and I'm glad I went with my gut instinct.
Thanks for all of the responses.
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