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If you are only going to write 1-company you may as well write a captive company like Lincoln Heritage or Old American. They make it easy to just write one uncompetitive company. If that is your goal.
I usually prefer Americo, especially if they're smokers
They are on a contracting pauseIf you can get a KSKJ contract in your state I think that is probably the best one to start off with if you are a face-to-face agent.
Re: KSKJ - safe to assume the contracting pause is because they are getting too much business?
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