CGL Market Needed for Power Sport Rental Company

mreimer

New Member
1
I am looking for a carrier for CGL for a power sport rental business. The business sells memberships to their customers. The membership gives these customers access to use Wakeboard Boats, UTV's, Toy Haulers and Snowmobiles. The company does NOT rent out personal cars or trucks. Members will schedule to use one of the toys and pick it up and drop it off at the scheduled time. All members have drivers license checks done and have to go through an in person training to learn to use the equipment and they have to pass a driving test with the instructor. They have been in business for approx 10 years. They have a clean loss history. Company provides all the certified safety equipment for each of the toys and does inspections on all of them before and after each use. If you are not a member you cannot access their equipment.

I have shopped it to a ton of markets and everyone has declined except a couple. The premiums that have come back have been completely un-affordable. Hoping someone might have some thoughts on a carrier I haven't thought of yet.
 
Powered watercraft usually require a Wet Marine policy. OHVs like ATVs can be Autos or Equipment. That's all really messy. Prime (through EIBdirect.com) might pick it up, but it'll be very expensive, on claims made paper, and with a low per-person limit.
 
Might want to check with resorts in your area and see who they use. Greenbrier Resort is in my area and they offer kayaks, jeep adventure rentals, other outdoors stuff (855) 453-4858
 
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