Claims Loss Ratio In Bill

I've made a living in my state at:
$400 per family app in the first year, $260 per year after.
$180 per single app in the first year, $120 per year after.
$19 PPPM on small group health.

I could live with $20 per policy per month if it's GI. Actually doesn't sound too bad.
 
So how do you like writing that $80/mo premium for the flat $240 which comes out to 26%. Gotta know how to work the system.

I'm not sure, I hardly ever get $80/month premiums. Guess I could see where that would work. Carefirst's territory in VA is so limited that I rarely get a case where they're even competitive. Anthem is 90% of VA's BC/BS. The only policy they have worth selling anyway is the HSA plan. BluePreferred is crap and way overpriced.
 
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