Ambetter was offering off exchange plans . I looked at a few and they didn’t seem to be exact same plans .When I was married my wife had never worked and I was paying $1100 a month for good coverage 16 yrs ago . I sent her to work a 20 school job to get great cheap ins . I ended up single and am paying $850 a month for crap aca coverage . I ran my hypothetical family quote last month . $3200 a month for a family of 5 which a $3 k deductible. If your self employed and your not netting at least $100 k a yr it’s not worth it .Benefits worth $50 k a yr .For instance I have a deal in place were I get around $12k a yr for Medicare mailers . I refuse to work with an IMO who doesn’t cost share with me .
