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Hello,
I have a client (who is also an acquaintance) and I know he drinks 4-5 days per week. He wants to apply for life insurance (new wife just got pregnant) & I'm wondering if that amount of drinking would screw up his blood tests? Would it be better for him to just go simplified issue somewhere? If he applies w/ me for a term policy & gets declined because his enzymes were messed up...would that ruin his chances for simplified issue somewhere? Would that level of drinking really "mess up" his liver enzymes?
I have a client (who is also an acquaintance) and I know he drinks 4-5 days per week. He wants to apply for life insurance (new wife just got pregnant) & I'm wondering if that amount of drinking would screw up his blood tests? Would it be better for him to just go simplified issue somewhere? If he applies w/ me for a term policy & gets declined because his enzymes were messed up...would that ruin his chances for simplified issue somewhere? Would that level of drinking really "mess up" his liver enzymes?