- 1,745
Any of you have this kind of client?
Both are T65 within next 2 months. Income will remain IRMAA level for the future.
No Rx being taken. They have been informed about the lifetime penalty. They will be doing a kind of spreadsheet analysis, are aware of AEP. I mentioned the Rx penalty is adjusted annually.
Do you have clients who will just opt out entirely?
I have one at this time for the past 9 years, still happy with their high deductible Plan F and no PDP.
The T65 couple are aware of the potential risk, but there may be a cost/benefit timeline.
Both are T65 within next 2 months. Income will remain IRMAA level for the future.
No Rx being taken. They have been informed about the lifetime penalty. They will be doing a kind of spreadsheet analysis, are aware of AEP. I mentioned the Rx penalty is adjusted annually.
Do you have clients who will just opt out entirely?
I have one at this time for the past 9 years, still happy with their high deductible Plan F and no PDP.
The T65 couple are aware of the potential risk, but there may be a cost/benefit timeline.