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Seems like a reasonable arrangement.. just curious as to how much time you spend answering questions, and how many leads you average per month / yr...?
Clark is an enjoyable fellow to listen to... IMO, although I seldom get to hear him, it seems.
The best way to listen to Clark Howard is through podcasts. You can do this with an i-Pod or just by downloading i-tunes on your computer for free. Then subscribe to Clark's poscasts which is free. You can listen to any show you want at any time you want and you can fast forward over the commercials and boring parts.
Clark doesn't accept payment for endorsing anything which gives him much better credability than Dave Ramsey (who always gets paid for everything he touches) but I bet Dave's leads are VERY good. He tells his listeners over and over that they are crazy if they go through life without good health insurance coverage. It's a pretty strong message.
I wasted a lot of time filling out a request to be an ELP. I also find it a little odd how bad he bashes Whole Life. Granted I DO NOT sell whole life , however that is not to say there is NO need for it and it is ALWAYS a rip off. Blanket statements like that bother me.
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His thoughts regarding whole life are pretty accurate based on getting a better return on your money elsewhere, however, most of our clients will never invest the money elsewhere so go figure.