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You have to go through the underwriting process again so normally those folks just get rewritten.Let's say someone has type 2 diabetes and changes their lifestyle, lowers their weight, blood pressure, etc and is now healthier. Can they keep their coverage and have their premiums lowered?
Let's say someone has type 2 diabetes and changes their lifestyle, lowers their weight, blood pressure, etc and is now healthier. Can they keep their coverage and have their premiums lowered?
If the policy was rated for health, you can apply for removal of the rating without having to rewrite the original policy.Let's say someone has type 2 diabetes and changes their lifestyle, lowers their weight, blood pressure, etc and is now healthier. Can they keep their coverage and have their premiums lowered?
Ouch!!!You can often get tobacco surcharges dropped if they do an anal swab and satisfy the time period for not smoking.
Ouch!!!
Better get more than the charges dropped for that, maybe get your entire premium rebated......but then you will need a cigarette after the swab & have your rates increased. It is like a complete full circle jerk