- 436
I need a trusted P&C agency in Central or Northeastern Ohio.....here's the backstory.
One of the areas of specialty for our firm (I own a small Canton Ohio based RIA) is our fee-based financial planning service. As part of our annual financial-planning process each year with each client we look into their tax situation/estate planning/protection planning to make sure there are no gaps or “blind spots” so to speak. As a part of our planning software, we have copies of all our clients dec pages and have their policy info entered into their financial plan. The overall plan is extremely comprehensive and provides the client their own personal secure website to view their plan (we use a software called eMoney).
My issue is this, I need to create a meaningful & mutually beneficial relationship with a successful, independent P&C agency in central or northeastern Ohio. I'm looking for an agency who actively does business with many carriers and doesn't simply push all their business to one carrier like a captive.
Common issues I'm seeing as I review our clients dec pages are limits of liability coverage being drastically less than the clients net-worth.......$500 deductibles for someone who has 100k in cash. Silly items that just show a lack of attention and lack of relationship.
I have been working with my independent P&C broker where I have all of my policies (including a 9k per year commerical policy through westfield that covers all of my single-family rental properties). Although I have given him 11 of my client households already this year....he's not too excited about taking on more.... I have emailed him on 5 other clients this past week that want to switch to him and he replied that he's not sure if "he'll have the time to get to them for 3-4 weeks. Bottom line, he's fat dumb and happy collecting his renewal stream. He doesn't like the work of putting all the info together. I am bringing him clients on a silver platter here......I have already sold them on working with an indy agent and the fact that he is trusted.....they are ready to go. As if the above were not ridiculous enough, he has not referred us business. Be it investments, life insurance (which they don't do) or clients needing advanced financial planning....he trips over 10-12 opportunities a year where we could tremendously help his client and improve their overall situation.
Long and short, if you are located in Central or Northeastern Ohio contact me as I need to remedy this situation.
One of the areas of specialty for our firm (I own a small Canton Ohio based RIA) is our fee-based financial planning service. As part of our annual financial-planning process each year with each client we look into their tax situation/estate planning/protection planning to make sure there are no gaps or “blind spots” so to speak. As a part of our planning software, we have copies of all our clients dec pages and have their policy info entered into their financial plan. The overall plan is extremely comprehensive and provides the client their own personal secure website to view their plan (we use a software called eMoney).
My issue is this, I need to create a meaningful & mutually beneficial relationship with a successful, independent P&C agency in central or northeastern Ohio. I'm looking for an agency who actively does business with many carriers and doesn't simply push all their business to one carrier like a captive.
Common issues I'm seeing as I review our clients dec pages are limits of liability coverage being drastically less than the clients net-worth.......$500 deductibles for someone who has 100k in cash. Silly items that just show a lack of attention and lack of relationship.
I have been working with my independent P&C broker where I have all of my policies (including a 9k per year commerical policy through westfield that covers all of my single-family rental properties). Although I have given him 11 of my client households already this year....he's not too excited about taking on more.... I have emailed him on 5 other clients this past week that want to switch to him and he replied that he's not sure if "he'll have the time to get to them for 3-4 weeks. Bottom line, he's fat dumb and happy collecting his renewal stream. He doesn't like the work of putting all the info together. I am bringing him clients on a silver platter here......I have already sold them on working with an indy agent and the fact that he is trusted.....they are ready to go. As if the above were not ridiculous enough, he has not referred us business. Be it investments, life insurance (which they don't do) or clients needing advanced financial planning....he trips over 10-12 opportunities a year where we could tremendously help his client and improve their overall situation.
Long and short, if you are located in Central or Northeastern Ohio contact me as I need to remedy this situation.
Last edited: