I was with W&S for about a year and a half, about the bank or pool, its never yours, as soon as you leave, you leave it there and it goes right back to them. To much micro management was going on for what you were having to deal with. I will say it was good training however not for what you had to put up with. After working as a captive for a total of 4.5 years, independent in the way to go!!!