- 784
Just got a call from an insured asking for advice. He was driving with the flow of traffic doing 50 and the lady in front of him didn't like it that he was following that close so she hit her brakes! My insured is pulling a trailer and could not avoid hitting her, not a big impact, but he connected. Instead of being pissed at her, he accepts the liability on his own and tells her he will pay for the repairs.
Estimate form body shop is provided and he pays it - around $1000. Now comes a supplement from the body shop for a couple hundred bucks, and he is refusing to pay, tells her she should assume some of the blame. Claimant now has turned it into her insurance company and are calling him for a statement.
"Now your calling me?" !
Is he screwed? Because he accepted liability at the accident and paid the initial estimate, I think he owes the rest. But, from a liability end, she is the one who is more liable, just can't create an accident because someone is following too close. Tell her to pound sand, he has paid enough! If he turns it into his Carrier they can deny the whole thing since he is assuming their liability.
Conundrum.
Estimate form body shop is provided and he pays it - around $1000. Now comes a supplement from the body shop for a couple hundred bucks, and he is refusing to pay, tells her she should assume some of the blame. Claimant now has turned it into her insurance company and are calling him for a statement.
"Now your calling me?" !
Is he screwed? Because he accepted liability at the accident and paid the initial estimate, I think he owes the rest. But, from a liability end, she is the one who is more liable, just can't create an accident because someone is following too close. Tell her to pound sand, he has paid enough! If he turns it into his Carrier they can deny the whole thing since he is assuming their liability.
Conundrum.