I don't mess around with limited benefit/indemnity plans but I uncovered this at a recent client meeting and would like input from you all. This product only pays out for cancer, heart attack and stroke. The brochure is attached below.
The guy has himself (47), his wife(43) and daughter(13) on the plan for 170.35/ month. Policy effective 9/2/2010. He's not concerned about major medical because, as he says, "Just about everybody we know that has died has died from cancer, heart attack or a stroke." (I know, I know...)
The ROP feature after 15 years is what he's MOST excited about in the whole thing.
Any product out there that I should look at to better his exposure on this? It'd be cool if there is because a Combined-like team went through this rural area and wrote of bunch of these.
Case is in Missouri.
As always, thanks.
The guy has himself (47), his wife(43) and daughter(13) on the plan for 170.35/ month. Policy effective 9/2/2010. He's not concerned about major medical because, as he says, "Just about everybody we know that has died has died from cancer, heart attack or a stroke." (I know, I know...)
The ROP feature after 15 years is what he's MOST excited about in the whole thing.
Any product out there that I should look at to better his exposure on this? It'd be cool if there is because a Combined-like team went through this rural area and wrote of bunch of these.
Case is in Missouri.
As always, thanks.