Help finding life carrier for 6yr old with G-tube / respiratory issues

[billyb]

I am in FL and I have SofN. Can write it by eapp. Not much in it for the agent but it will fill the need.

 

[WinoBlues]

Get mom and dad a little 20 year Banner policy with a $10k child rider on each. No medical questions for the rider. When the child reaches 25 it can be converted to individual coverage.

Great Idea
Is the conversion a multiple of the original rider? I recently converted a rider I did on a young man in a vegetative state from $20,000 to $100,000 permanent when he turned 25.

 

[Lewis_FL]

I think they just allow the original amount. $10k or $20k. Principal goes to $25k. Same deal, no underwriting.

 

[BERNARD MATHIS]

I have a carrier for the little girl as an individual or a family policy on the parents

 

[goillini52]

I have a carrier for the little girl as an individual or a family policy on the parents

And that carrier is?