How do i get free health and life insurance leads?

Find all the directories at your local library.

Note: Those aren't leads (people who expressed interest). Those are lists of people who have never heard of you nor expressed any interest in anything you've done.
 
walk business's.....collect owners business cards...... start calling.....

Call all of your friends

Find all the directories at your local library.

None of these are "leads".

Those aren't leads (people who expressed interest). Those are lists of people who have never heard of you nor expressed any interest in anything you've done.

Exactly. A lead is someone who's expressed interest.

Depends what OP means by "free". If you just mean "I don't pay $XX per lead" then you can do your own mailing or advertising.

Or if you mean "at zero cost" that's a lot harder but consider holding a free seminar on some topic in this field. You have to provide some educational value. In return, participants have to register to attend = leads.

Or partner with adjacent insurance producers. Maybe someone only does P&C and will give you life/health leads assuming you give them a finder's fee and reciprocate. Or someone who does financial planning and occasionally has a client with an insurance need.
 
You find a park where pregnant women exercise in the late mornings and stalk them until they buy from you.
 

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