an accident caused damages to several parked vehicle including mine. We're still waiting for the final police report and the other party's insurance info to file a claim. In the mean time, I need to rent a vehicle to get around. Is there a "dollar" amount that I need to stay under or is it car class to be safe?
How much does the at fault party insurance cover for car rental?
- Thread starter dv8
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Car class but not luxury by any means
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Isn't it like and kind?
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If your Porsche is wrecked you probably aren't getting a loaner Porsche to drive around in
- 24,979
As I remember years ago when my Cadillac was hit they paid for a Lincoln rental. First tried to get me into a compact, then a sedan.
- 2,624
There is no dollar limit on a third party liability claim. You get what their insured is "legally liable" to pay you.
However, negligence law says you must mitigate your damages by incurring only a reasonable expense. What's reasonable? What a judge or jury says it is.
Meantime, if you overdo it and the company pays only part of it, you'll spend money on a lawyer (that you won't get back) and probably not get the additional.
My advice: Get the lowest cost vehicle that will get you from point A to point B unless you have a justifiable need for something different. Or see if the insurance company will rent one for you.
Keep in mind that you pay for your own gasoline. At $5 a gallon these days, you'd be wise to rent an economy car.
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And I have 1000 fuel points from Fry's so I get a dollar off.
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