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I don't know how many states require insurers to report all auto insurance cancellations to the BMV/DMV, but there are plenty of states who are considering doing so.
I am curious as to how many states already have such a system in place?
I know that PA insurers report all cancellations. I highly doubt it's a coincidence that PA is one of only six states that do not have SR22 filings. Because if every cancellation is reported, then there is no use for an SR22.
The other five states that do not have SR22's are KY,DE,OK,NM & MN. Do they all require cancellations to be reported? I'm very interested in hearing from agents of those states.
I'm asking because it's about to affect two of my states. West Virginia is planning on having such a system in place by the first of next year (as of now, WV has an SR22, but it's unclear whether or not the SR22 will exist once this gets implemented). Ohio will be considering it also, starting in March. Ohio has a very high percentage of SR22's compared to other states because of the way current laws are set up (laws are very lax at license/registration renewal, but then they nail people with random letters later on).
As I see it, if such a system does come to fruition, what would be the point of having SR22's? I see none. Please correct me if I'm wrong.
I'm usually resistant to change, but not this time. I think any system that keeps closer dibs on an uninsured driver is a good thing from both an agent's standpoint and society's as well.
Curious to hear your thoughts.
I am curious as to how many states already have such a system in place?
I know that PA insurers report all cancellations. I highly doubt it's a coincidence that PA is one of only six states that do not have SR22 filings. Because if every cancellation is reported, then there is no use for an SR22.
The other five states that do not have SR22's are KY,DE,OK,NM & MN. Do they all require cancellations to be reported? I'm very interested in hearing from agents of those states.
I'm asking because it's about to affect two of my states. West Virginia is planning on having such a system in place by the first of next year (as of now, WV has an SR22, but it's unclear whether or not the SR22 will exist once this gets implemented). Ohio will be considering it also, starting in March. Ohio has a very high percentage of SR22's compared to other states because of the way current laws are set up (laws are very lax at license/registration renewal, but then they nail people with random letters later on).
As I see it, if such a system does come to fruition, what would be the point of having SR22's? I see none. Please correct me if I'm wrong.
I'm usually resistant to change, but not this time. I think any system that keeps closer dibs on an uninsured driver is a good thing from both an agent's standpoint and society's as well.
Curious to hear your thoughts.
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