Illinois short term plan

[djones745]

Have a 63 yr old lady on long term disability scheduled to receive medicare in Oct. Currently on husbands plan (he retires 2/28/21 and is going on medicare) so she's not eligible for cobra.
The cheapest ACA plan runs $1600/month with $8100 deductible. Monthly income is too high for a subsidy. Her health is good but she is looking for some type of catastrophic or short term plan. Any suggestions?

 

[Yagents]

If she is on group, she is eligible for Cobra.
STM plans are different in each state.
if collecting on her LTD plan, she is not suitable for STM

 

[djones745]

If she is on group, she is eligible for Cobra.
STM plans are different in each state.
if collecting on her LTD plan, she is not suitable for STM

thanks for your help!

 

[InsuranceGuy29]

United Healthcare or National General. Her premium would be roughly $300-$700, depending on what type of deductible she wants.

 

[TheAnnuityCOWBOY]

The cheapest ACA plan runs $1600/month

For 2 people? It should be about half that for a 63 year old