easymack63
New Member
- 4
So, it goes like this. When I bought my car insurance, I was unemployed so I got the cheapest one I could. Then, in April I got a job. When paying bills at the end of May I realized that my coverage is kind of bad and changed some things - specifically the deductible for collision and comprehensive. That was May 29.
The following weekend I had an issue with my phone (blue-screen-of-death-like problems) and did a hard reset. After that my phone was working so I just left it alone, not checking the time or date settings.
On Monday, June 2, I was on the way to work when a retread from a semi hit my car and there is some damage on the front end. I reported it, everything was ok, then the adjuster asked for a picture. I sent him a picture I had taken that day following the accident, not realizing that the time stamp would be incorrect and, for some reason, listed as May 29.
Now my case has been transferred to investigations and I am very concerned. What evidence can I submit that shows my innocence here? I am not lying. If I was, I wouldnt be so stupid as to send him a picture with a bad time stamp.
What could happen to me if they determine that its fraud? Would I have to pay the old higher deductible or would my claim be rejected completely? Could they pursue criminal charges?
The following weekend I had an issue with my phone (blue-screen-of-death-like problems) and did a hard reset. After that my phone was working so I just left it alone, not checking the time or date settings.
On Monday, June 2, I was on the way to work when a retread from a semi hit my car and there is some damage on the front end. I reported it, everything was ok, then the adjuster asked for a picture. I sent him a picture I had taken that day following the accident, not realizing that the time stamp would be incorrect and, for some reason, listed as May 29.
Now my case has been transferred to investigations and I am very concerned. What evidence can I submit that shows my innocence here? I am not lying. If I was, I wouldnt be so stupid as to send him a picture with a bad time stamp.
What could happen to me if they determine that its fraud? Would I have to pay the old higher deductible or would my claim be rejected completely? Could they pursue criminal charges?