I agree with Tscholar....not worth the risk to the agent. If you lack the time or otherwise can't be bothered, send them direct to medicare.gov or the plan website to self-enroll. The only way to be "safe" is keep your name off the app and forgo comp.
The endgame as I see it with Part D is coming. If out-of-pocket costs will soon be limited to $2,000 a year, it won't make much difference what plan you have. Even now, between reinstatement of 48 hr. SOA rule and recorded calls, who has time for 300 client reviews in AEP plus writing new business?
On Deck: Looking into Certified Insurance Counselor designation and licensing. Move to fee structure on anything related to Part C and D, no commissions. I've already been approached by one financial planning firm on this idea.
I would be interested in a fee-only thing. I have my state's "consultant" license already. Let me know what sort of opportunities are out there. I am curious as to where you find customers willing to pay real dollars to get advice that they are accustomed to getting for free? As cheap as most MA customers are, I can't imagine them paying me a meaningful fee to help them pick out a plan. If I weren't getting a commission, I simply wouldn't get paid by 80% of them.