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Anyone? Anything?
TIA!
Lloyds of London is the only company I am aware of offering it in NY.
Guardian and Mass both offer it in NY. MoO might too.
I work for a BGA that represents all 3 of those agency's and Key person is not on any of their platform. Maybe they are available to their captive agents.
Its not a specifically labelled key person product. But their normal individual DI can be sold as a business owned key person policy. Just like pretty much any life insurance policy out there can be sold as a key person policy.
Guardian even offers a lump sum option which is perfect for a business policy. I think Mass offers it as well if I remember correctly.
Its not a specifically labelled key person product. But their normal individual DI can be sold as a business owned key person policy. Just like pretty much any life insurance policy out there can be sold as a key person policy.
Guardian even offers a lump sum option which is perfect for a business policy. I think Mass offers it as well if I remember correctly.
So the Guardian policy pays the business a lump sum and/or monthly benefit in the event of a DI claim on a key person?
I was under the impression that only Principal and Northwestern had those policies (and of course Lloyds/Petersen, as noted above.)