My home is in Charleston, SC so keep in mind we are in hurricane territory. I have a red oak tree that is approximately 25 ft high and 5 ft in diameter, well over the city’s limit to enable me to cut it down without a permit. I have already trimmed the tree as much as is permitted and have tried on 3 separate occasions to get a permit and have been denied by the city. The tree’s trunk is within 2 feet of the foundation of my home. The door to the crawl space of my home is buckled and the fence that is also within 2 feet of the trunk is getting pushed out of the ground a little more each year because the tree is leaning a little more each year. When the city official came to look at the tree in person, he commented that the tree shouldn’t have been allowed to stay when the house was built 16 years ago because of its proximity to the house.
If the tree falls and causes damage to my home and my neighbor’s house, my insurance will go up and I am the one left paying the tab. I am trying to be a responsible home owner and cut it down before damages are done but keep getting blocked by the city and its rules.
I have appealed the city’s ruling decision and reached out to my local councilman. The councilman agrees that I should be granted the permit.
Can my insurance provider help or will that just cause me to pay higher premiums once they find out this information?
If the tree falls and causes damage to my home and my neighbor’s house, my insurance will go up and I am the one left paying the tab. I am trying to be a responsible home owner and cut it down before damages are done but keep getting blocked by the city and its rules.
I have appealed the city’s ruling decision and reached out to my local councilman. The councilman agrees that I should be granted the permit.
Can my insurance provider help or will that just cause me to pay higher premiums once they find out this information?
