mobilegent
New Member
- 7
I have a client in AL age 75 ns 5'11" 250 lbs with multiple health conditions,including noninsulin diabetes, mild neuropathy, arthritis,sleep apnea. and uses cpap machine nightly. Looking for lowest rates for 10 year term with face amounts of $100k, $150k with a monthly premium less than $400/month. The lowest rates I have so far are with Pacific Life,American General & Protective Life. Which of these companies have the most liberal guidelines ? Any other companies with better underwriting or rates than the aforementioned companies ? Thanks for your help.