fin_research
New Member
- 2
Hi I'm a PhD student in Economics, currently working on a research project about FEMA flood insurance. There are some details about the process of writing and purchasing flood insurance that I would like to understand, and I would greatly benefit from being able to talk with an current agent who does FEMA flood insurance.
(Example of questions:
1. What does it mean when a preFIRM house reported their elevation difference in the policy? I suppose they are rated as a postFIRM house, what are the requirements for a preFIRM house to be rated as a postFIRM house? is this something the home owners can request?
2. How is the lowest floor elevation and base flood elevation of a house usually obtained? do you enter an address to some centralized system and the elevation pop up as a result? or does the insurance agent have to look up the elevation themselves?)
Would anyone here be willing to spare some time to answer my questions? It would be ideal if I can do a brief phone call with you and ask follow up questions. If anyone is willing to help please send me a dm. Thank you for your help in advance.
(Example of questions:
1. What does it mean when a preFIRM house reported their elevation difference in the policy? I suppose they are rated as a postFIRM house, what are the requirements for a preFIRM house to be rated as a postFIRM house? is this something the home owners can request?
2. How is the lowest floor elevation and base flood elevation of a house usually obtained? do you enter an address to some centralized system and the elevation pop up as a result? or does the insurance agent have to look up the elevation themselves?)
Would anyone here be willing to spare some time to answer my questions? It would be ideal if I can do a brief phone call with you and ask follow up questions. If anyone is willing to help please send me a dm. Thank you for your help in advance.