LTC and LI

[agentjhc]

Client is married. Policy would cover both.

 

[ltcadviser]

Client is married. Policy would cover both.

IMHO, A traditional LTC policy is still more efficient than a whole life policy with LTC rider for LTC planning----does not matter how many lives you are covering. BTW, which specific contract did the FA recommend?

 

[agentjhc]

She didn't say. This was a passing conversation in a social setting. I plan to find out more when I get their particulars. Both of these folks are teachers one at a fancy private school the other at a public school. Both 50ish.

 

[ltcadviser]

She didn't say. This was a passing conversation in a social setting. I plan to find out more when I get their particulars. Both of these folks are teachers one at a fancy private school the other at a public school. Both 50ish.

What is state of residence?

 

[agentjhc]

Tennessee..............

 

[ltcadviser]

Tennessee..............

Well, every product is available in Tennessee.