Dale M Krause
Expert
Long-term care insurance (LTCI) is designed to help you receive the care you need at home or in an assisted living facility without going to a nursing home. If you have an LTCI policy and require long-term care, you can receive it immediately. However, without LTCI, many families may hesitate to get the necessary care due to concerns about cost or inheritance. By purchasing an LTCI policy, you can ensure that you get the care you need when you need it without involving your family in the decision-making process.
