Wasn't sure where I could get answers for this, so I figured I'd try here as I always see knowledgeable posts and good information given. I sell life and retirement so the health insurance world is relatively foreign to me, but a good friend asked about this so I'd like to help him if I can.
This is the scenario: a friends parents are missionaries who live in South America (Peru, I believe) and have no income, no medical coverage, no savings, or any assets. They are U.S. citizens, but don't live in the country, and haven't for several years. They normally don't come back to the states very often. Friend wants to get them some kind of major medical because he thinks he'll get stuck with the bill if they get sick.
These were the questions I had regarding this: What options do people like this have for major medical? Can they get coverage from an American company and travel back to the country to receive services? Do they have options of getting health insurance in the country they reside even though they aren't citizens there? Would their church potentially have resources for things like this? Any information, guidance, or resources would be greatly appreciated. Cheers to a great community here.
This is the scenario: a friends parents are missionaries who live in South America (Peru, I believe) and have no income, no medical coverage, no savings, or any assets. They are U.S. citizens, but don't live in the country, and haven't for several years. They normally don't come back to the states very often. Friend wants to get them some kind of major medical because he thinks he'll get stuck with the bill if they get sick.
These were the questions I had regarding this: What options do people like this have for major medical? Can they get coverage from an American company and travel back to the country to receive services? Do they have options of getting health insurance in the country they reside even though they aren't citizens there? Would their church potentially have resources for things like this? Any information, guidance, or resources would be greatly appreciated. Cheers to a great community here.