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69yr female with Rheumatoid Arthritis needs a Med. Supp. Anyone know what carrier will take her, other than AARP? She works full time. Not sure what meds she's taking. Does not qualify for guaranteed issue.
69yr female with Rheumatoid Arthritis needs a Med. Supp. Anyone know what carrier will take her, other than AARP? She works full time. Not sure what meds she's taking. Does not qualify for guaranteed issue.
Ok. I'm stooopid.
If she is employed full time, does her employer not offer health insurance? And if so, with the drug costs I'm assuming come with her RA diagnosis, why isn't she staying?
If she doesn't have group coverage, why not and why isn't this getting her to an OE/GI situation?
She was on Medicaid but got kicked off the end of 2016 (income was higher). She works for a business that only has two employees and does not offer group medical. She may actually only be part time. She has a PDP that she had under Medicaid that she will continue to keep. She does not qualify for a SEP or GI because it's been over 63 days since she lost her Medicaid.
Please correct me if you think she CAN get an SEP even if it's been over 63 days since being kicked off Medicaid.
The new AARP/UHC Med Supp application for a July 1 effective date does not ask about RA now so I think that's the route I will take for her.
Cant help you with the medigap. But I do have a customer who was diagnosed with RA about 10 years ago and he took CMO and it cleared things up for him. He couldnt walk, but now he can. And he only takes it once a year, if necessary. you might mention it to your client...it's not a prescription.
https://www.cmorelief.com/