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Regarding Medi-share, I read on a 3rd party site some the following (I would be curious to know if someone could tell me if they are inaccurate):
1. Meds covered only for 5 months after a condition is diagnosed.
2. Pre-ex conditions not treated for at least 36 months, if they come back, capped at $100,000 in coverage.
3. Cancer treatment capped at $500,000 in coverage.
4. No mental health & chem/alcohol dependency coverage.
No wonder the rates are so much better. To be completely honest, I understand why people do it. Especially if a family member gets into a more expensive chronic condition, you can always move them to major medical the following year. What a screwed up system we have now.
1. Meds covered only for 5 months after a condition is diagnosed.
2. Pre-ex conditions not treated for at least 36 months, if they come back, capped at $100,000 in coverage.
3. Cancer treatment capped at $500,000 in coverage.
4. No mental health & chem/alcohol dependency coverage.
No wonder the rates are so much better. To be completely honest, I understand why people do it. Especially if a family member gets into a more expensive chronic condition, you can always move them to major medical the following year. What a screwed up system we have now.