Medical Coverage for People who Have Previous Medical History

[scagnt83]

Let me clarify it.

Some of the major carriers already rejected the application.

I read somewhere that there are life insurance carriers concentrate on this group of individuals. That is, they just need to pay higher premiums in order to get coverage.

Your clarification narrowed it down to the product... not much else.

If you want an answer you need to list the condition and its exact details. The fact that it has been declined is going to make things more difficult now though... this is why you need to do proper field underwriting and compare it to the various carriers underwriting guides before submitting an app. Especially when the prospect has serious medical history.