hankavocado
Expert
I'm working with a prospect, under the age of 65, however she is on Medicare due to ESRD. I tell her (rather her father who is who caregiver) options are limited because ESRD is the knockout for the majority of options Supplemental or Part C. Very few SNP plans will take a ESRD patient.
Her father asks the social worker. The workers says that the daughter can be covered due to the new law concerning pre existing conditions. The case worker told him she has never heard of ESRD exclusions.
Is getting an individual policy the way to go (we're in CA)? Will individual insurance coordinate benefits with Medicare, or vice versa?
Her father asks the social worker. The workers says that the daughter can be covered due to the new law concerning pre existing conditions. The case worker told him she has never heard of ESRD exclusions.
Is getting an individual policy the way to go (we're in CA)? Will individual insurance coordinate benefits with Medicare, or vice versa?