- Thread starter
- #11
Two things:
First the CMS website is estimating average annual cost for " people like you " which users can determine in drop down boxes for age and health status. They then calculate average annual cost based how many much this person would utilize benefits as well as co pays and premiums.
Second:
The MA carriers file to CMS for plans and counties they may never be operational in.Always look to the MA carriers website for up to date benefits.Humana is a good example of this.They have chronic illness plans posted on Medicare.gov for Florida but not on Humana - Guidance when you need it most.
You missed it completely. I am speaking specifically of the drug costs. If you run a comparison for prescription plans on the Medicare website, you can also look at what those costs would be in an MAPD or SNP.
You're referencing what the site shows as the 'Estimated Annual Cost for People Like You" section. That's a completely different animal than what I'm speaking of. Why not take some time and do a PDP comparison and list enough meds to get you into the gap? After the list comes up, you'll have the opportunity to check the prescription costs not only of the PDP plans, but with the Medicare Health Plans and Special Needs plans as well.