More Flexibility on Policy Issuance

[xifei]

Hi everyone,

Couple questions:

1) What is the term for an independent company, on the policy issuance side, which can independently price and issue policies on behalf of an insurer? I've heard usually these are niche businesses which know a particular market very well and so the insurer is happy to put the risk on their books as long as the business is profitable.

2) What would be necessary to enter into a relationship like this with an insurance company? Who at an insurance company would be the appropriate person to contact?

Thanks!