Hello. I'm in NY, and would like to share a car with a friend. We can arrange the title and registration in any way (single ownership, joint tenancy etc). My question, is there any way to get a car insurance policy such that we're both listed as primary policy holders? I basically want us to be separately liable for any accidents we may get in. If my friend crashes the car, I don't want to be potentially sued, and vice versa.
Is that possible?
Is that possible?