Hi,
I have a question that I hope someone can help answer. I live in Florida, My insurance was with Geico. I had full coverage. My Girlfriend was listed on my policy as a driver. She picked the amounts of coverage when I added her ( lowest possible ).
I was not the driver, she was listed on the policy, can I be at risk for anything? My girlfriend still denies she was at fault but she was ticketed after the fact by an officer that was not there and there were no witnesses. The driver she hit said he was fine and just had dust in his eyes from the air bag, but I think hes trying to play up his injuries as there were none at the time.
I received a letter today stating that the coverage may be exceeded for bodily injury and property damage and Geico asked if I have any money to contribute, yeah right.
I do not feel I am at fault for anything, she was the driver, she had coverage under my policy, she picked the coverage limits for her, I feel that if anyone was to go after anyone it should be her and not me.
Am I correct in my thinking? Do I have any potential liability to be worried about? One good thing is that my vehicle is getting fixed.
Thanks,
Mike
I have a question that I hope someone can help answer. I live in Florida, My insurance was with Geico. I had full coverage. My Girlfriend was listed on my policy as a driver. She picked the amounts of coverage when I added her ( lowest possible ).
I was not the driver, she was listed on the policy, can I be at risk for anything? My girlfriend still denies she was at fault but she was ticketed after the fact by an officer that was not there and there were no witnesses. The driver she hit said he was fine and just had dust in his eyes from the air bag, but I think hes trying to play up his injuries as there were none at the time.
I received a letter today stating that the coverage may be exceeded for bodily injury and property damage and Geico asked if I have any money to contribute, yeah right.
I do not feel I am at fault for anything, she was the driver, she had coverage under my policy, she picked the coverage limits for her, I feel that if anyone was to go after anyone it should be her and not me.
Am I correct in my thinking? Do I have any potential liability to be worried about? One good thing is that my vehicle is getting fixed.
Thanks,
Mike