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THIS: "An apprentice producer cannot use the new license to help consumers with transactions, such as product exchanges, that are likely to lead to the termination or transformation of existing life insurance policies or annuity contracts, according to the guide."
I've had 90 day Temp. Licenses in Nebraska, Tennessee and Illinois. That was in the 70's and 80's, so I'm not sure if they still do it. This allowed a new agent to earn commissions while you studied for your test. There weren't any limitations.I think Georgia and Illinois already allow temp licensing.