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So I guess the answer is No to those four questions.
Actual - No...I don't think there is an actual requirement to do so.
Implied - By who, the life settlement industry? You sold them life insurance to benefit their beneficiaries, not a japanese based investment fund.
Moral - I would think not...someone profits on your death..
Fiduciary - Not anything I have read.
Actual - No...I don't think there is an actual requirement to do so.
Implied - By who, the life settlement industry? You sold them life insurance to benefit their beneficiaries, not a japanese based investment fund.
Moral - I would think not...someone profits on your death..
Fiduciary - Not anything I have read.