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Would you classify this senior prospect as tobacco user?
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Would you classify this senior prospect as tobacco user?
Is a cigar tobacco? Most Med Supp carriers don't ask how often or what type. They ask have you used tobacco in the past X years.
I interpret the question literally. If it reads "tobacco in any form?" I would take marijuana--legal or not--and e-cigs as a no. I assume that's the norm.I guess seniors in California and Colorado are ok to smoke legal marijuana. Or what about those ecigs/vapor cigs?
Would you classify this senior prospect as tobacco user?
I interpret the question literally. If it reads "tobacco in any form?" I would take marijuana--legal or not--and e-cigs as a no. I assume that's the norm.
Don't see where we differ. E-cig is not tobacco and users can truthfully answer no to the tobacco question.I wouldn't think so e-cigs are not tobacco only contain nicotine, nicotine is what causes the cancer it is the actual burning tobacco.
Don't see where we differ. E-cig is not tobacco and users can truthfully answer no to the tobacco question.