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Some of the best carriers are only available through an IMO. Most of the major life carriers will dual appoint so there is no issue with releases.
Ohio National, Pac life, Midland, Mass, etc. are all great but you can often get better offers, mainly for GUL and some term, from the "IMO" carriers.
I do a lot of business with Ohio National but unless a company deals direct I will not give them any business unless it is sub standard.